Welcome Back!

Welcome to 2015!  The  year went by super fast, and I can't believe what has and, more importantly, hasn't been done by the Smith Family. 

The DH and I have been talking recently about plans for the year ahead, and the ones after that.  We've never really been "planners" in the sense of writing things down and sticking to them.  We've always just flown by the seat of our pants and gotten by, even if getting by meant using a credit card to get what we needed/wanted and worrying about the cost later.

We've decided that this year we are going to work toward solvency.  We've got a hefty credit card debt that I'd like to see vanish.  We're not behind on our bills or delinquent, but I'd still like to stop paying interest on a bed I purchased 3 years ago.

(PS - I despise that bed, so still having to pay for it makes me ANGRY!!!!)

 

 

So once again, I invite you to join us on this journey as we work toward getting a better grip on all things financial in our household.

 

Throughout the year you will see posts about saving money, changing spending habits, couponing, and much much more.  So welcome to The Penny Pinchers!